Here's why nib health insurance is a great choice for you
Your health, your choice
You’ll have more choice about your care. You can also find healthcare providers near you using our Find a Provider directory.
Easy to use and easy to claim
Manage your health insurance cover wherever you are with my nib and the nib app, whether it’s making a claim or contacting us to make a change to your cover.
Support and tools to better manage your health
Eligible members can improve their health through our Health Management Programmes for conditions like joint pain, heart health, or cancer treatment*.
*View how to register and the eligibility criteria of the programmes.
Who can you see for treatment?
You can search our directory to find healthcare providers in your area. Find out if your healthcare provider is part of our First Choice network and whether they can take care of your paperwork, so you can focus on getting well.
Manage your health cover easily with our app
Claiming with the nib app is as easy as taking a photo of your treatment receipt. Everyday claims are processed faster when you submit them through the app, so you can get your eligible costs refunded earlier.
Health and Wellbeing
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With so many providers, plans and opinions out there, it’s easy to feel overwhelmed when it comes to health insurance. There can be assumptions that it’s too expensive, doesn’t cover pre-existing conditions, or simply isn’t worth it. But that’s not the case.
14 Nov 2025
If you’ve got children at home, you’ve likely heard of RSV. While RSV, or Respiratory Syncytial Virus, can often be shrugged off as a common cold and cough that only concerns kids, adults can actually catch RSV too.
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Choosing private health insurance for your whānau is an important step toward protecting their health and wellbeing, but it doesn’t need to be daunting! This guide breaks down the basics: what is health insurance, why do I need it, what it can cover, and how much does it cost? Plus, we’ll also look at nib’s options to support your family’s needs.